Ira Income Limits 2025. Anyone can contribute to a traditional. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2025 tax year was $7,000 or $8,000 if you were age 50 or older.

$6,500 (for 2023) and $7,000 (for 2025) if you’re under age 50. The ira contribution limit is $7,000, or $8,000 for individuals 50 or older in 2025.